Privacy Policy

Horizon Overseas Properties operates this online platform and is committed to protecting the privacy and security of personal information. This privacy policy describes how we collect, use, and disclose personal information when you visit our site or use our services. We adhere to applicable data protection laws, including the General Data Protection Regulation (GDPR).

Who We Are

We are Horizon Overseas Properties, an international real estate consultancy and investment advisory firm providing services such as overseas property consultation, investment strategy development, legal and financial guidance, assistance with foreign exchange transfers, property management, Golden Visa and residency program advice, market research, on-ground support, and post-purchase support.

Information We Collect

We collect various types of personal information depending on how you interact with our service:

Information You Provide Directly: This may include your name, contact details (such as physical address), financial information, identification documents, information about your property interests, investment goals, family details, and any other information you voluntarily provide when you register, use our services, fill out forms, or communicate with us.

Information We Collect Automatically: When you visit our site, we may automatically collect certain information from your device, including your IP address, browser type, operating system, access times, and referring website addresses. We may also collect information about your browsing behavior, such as the pages you view and the links you click. This is typically collected through cookies and similar technologies.

Information from Third Parties: We may receive information about you from third parties, such as business partners, service providers, or public databases, where permitted by law.

How We Use Your Information

We use the information we collect for various purposes, based on specific legal grounds:

To Provide and Manage Services: To deliver our international real estate consultancy and investment advisory services, including property consultation, investment strategy, legal/financial guidance, and managing transactions. This is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.

To Communicate with You: To respond to your inquiries, send you information about our services, updates, and important notices. This may be based on your consent or our legitimate interest in responding to your communications.

To Improve Our Services: To understand how our site and services are used, to analyze trends, and to improve user experience, site functionality, and service offerings. This is based on our legitimate interest in improving our business.

For Marketing and Promotional Purposes: To send you marketing communications about our services and properties that may be of interest to you, where you have consented or where we have a legitimate interest and are permitted by law. You have the right to opt-out of marketing communications at any time.

For Legal and Compliance Purposes: To comply with legal obligations, resolve disputes, and enforce our agreements. This is necessary for compliance with legal obligations to which we are subject or based on our legitimate interests in protecting our legal rights.

For Security and Fraud Prevention: To protect the security and integrity of our site and services and to prevent fraud and other prohibited activities. This is based on our legitimate interest in protecting our business and users.

Legal Bases for Processing

We process your personal data only when we have a lawful basis, including:

• Performance of a contract: When necessary to fulfil our obligations under a contract with you or to take steps at your request before entering a contract.
• Legal obligation: When necessary to comply with a legal or regulatory obligation.
• Legitimate interests: When processing is necessary for our legitimate interests or those of a third party, provided these interests are not overridden by your fundamental rights and freedoms.
• Consent: When you have given clear consent for us to process your personal data for a specific purpose.

Sharing Your Information

We may share your personal information with:

• Service Providers: Trusted third parties who perform services on our behalf, such as legal advisors, financial institutions, marketing partners, IT service providers, and professional advisors. These parties are required to protect your information and use it only for the purposes for which it was provided.
• Business Partners: We may share information with business partners involved in providing specific aspects of our services, such as developers, property agents, or companies assisting with residency programs, as necessary to fulfil our service to you.
• Legal and Regulatory Authorities: When required by law, subpoena, or other legal process, or when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
• In the event of a Business Transfer: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Data Security

We implement technical and organizational measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information only for as long as necessary to fulfil the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements. When we no longer need your personal information, we will securely destroy or anonymize it in accordance with applicable laws and regulations.

Your Data Protection Rights

Under applicable data protection laws, you may have the following rights regarding your personal information:

• Right to Access: To request access to the personal information we hold about you.
• Right to Rectification: To request correction of inaccurate or incomplete personal information.
• Right to Erasure: To request the deletion of your personal information under certain circumstances.
• Right to Restriction: To request the restriction of processing of your personal information under certain circumstances.
• Right to Object: To object to the processing of your personal information based on legitimate interests or for direct marketing.
• Right to Data Portability: To request a copy of your personal information in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
• Right to Withdraw Consent: If we are processing your personal information based on your consent, you have the right to withdraw that consent at any time. Withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.
• Right to Lodge a Complaint: To lodge a complaint with a supervisory authority, particularly if you are in the European Union, if you believe our processing of your personal data infringes applicable law.

To exercise any of these rights, please contact us using the contact details provided below.

Cookies and Similar Technologies

We use cookies and similar tracking technologies to collect and use personal information about you, including to serve interest-based advertising. For more information about the types of cookies we use, why, and how you can control cookies, please refer to our Cookie Policy (if applicable, this policy should be linked or referenced).

Links to Other Websites

Our service may contain links to other websites not operated by us. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under 18 without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page. You are advised to review this privacy policy periodically for any changes.

Contact Us

If you have any questions about this privacy policy or our data practices, please contact us by mail at our physical address:

Horizon Overseas Properties
501 One BKC, G Block, 5th Floor, Mumbai, Maharashtra, 400051, India.